Terms & Conditions:

The Terms of Service (TOS) are the rules and regulations that specify guidelines for using our services. Use of our services is subject to these terms. Please read them carefully and ensure that you understand and agree to all parts. Use of BMO Enterprises services implies agreement with these terms!

Modification of terms of use:

BMO Enterprises LLC, reserves the right to change the terms, conditions, and notices under which the SNetWorth.com Web Sites are offered, including but not limited to the charges associated with the use of the Web Sites. You are responsible for regularly reviewing these terms and conditions.

CopyRights & Trademarks

The entire content included in this Site, including but not limited to text, design, graphics, interfaces, or code and the selection and arrangements thereof is copyrighted as a collective work under the United States and other copyright laws, and is the property of BMO Enterprises LLC. The collective work includes works that are licensed to BMO Ent. Copyright 2008. ALL RIGHTS RESERVED. All trademarks, service marks, and trade names (collectively the "Marks") are trademarks or registered trademarks of and are proprietary to Procter & Gamble, or other respective owners that have granted BMO Enterprises LLC, the right and license to use such Marks.

Refund Policy:

BMO Enterprises LLC, is commited to customer satisfaction. If for any reason you are unsatisfied with our service within the money back guarantee period (30 days), simply notify us and your contract fees will be reversed. No advanced notification required, no paperwork, no red tape, no catches whatsoever

User Information:

Except for any personally identifiable information we may collect from you under the guidelines established in our Privacy policy any material, information or other communication you transmit, upload or post to this Site ("Communications")will be considered non-confidential and non-proprietary. BMO will have no obligations with respect to the Communications. Our Company and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or noncommercial purposes.

Terms Termination:

These terms and conditions are applicable to you upon your accessing the Site and/or completing the registration or shopping process. These terms and conditions, or any of them, may be modified or terminated by BMO Enterprises LLC, without notice at any time for any reason. The provisions relating to Copyrights and Trademarks, Disclaimer, Claims, Limitation of Liability, Indemnification, Applicable Laws, Arbitration and General, shall survive any termination.